Portfolio assumptions are the underlying asset class returns, correlations, and model portfolios available in the financial plan. These assumptions are highly customizable, and advisors or teams can create multiple sets of Portfolio Assumptions to focus the investment management conversation.
Multiple Portfolio Assumptions can be created to provide simplified assumptions for client data entry or more advanced assumptions for specific portfolio management, the plan can be catered to meet the client’s investment modeling needs. Pre-made assumption mapping allows users to switch seamlessly between Portfolio Assumptions as the need arises in the planning conversation or investment management.
Portfolio Assumptions are created and managed in a sandbox environment and do not impact any plans until they are specifically applied at the Plan, Advisor, or Team level in settings. This provides a way to setup and review the set of assumptions prior to using them.
PlantechHub supports a hierarchy for Portfolio Assumptions. Assumptions can be shared and applied to an individual plan, all plans for an Advisor, all plans for all Advisors on a team, or combinations of the above. For compliance, the prevent override option can be used to enforce a specific set of assumptions.